💰 0% Financing — Call 903-332-0989 to Learn More

0% Financing Available

New HVAC system or major repair? Don't let upfront cost hold you back. Affordable monthly payments through Hearth.

How It Works

1

Get Your Estimate

We'll assess your needs and provide a detailed written estimate for your new system or repair.

2

Apply Online

Quick application through Hearth. Most approvals happen in minutes. Soft credit check — won't hurt your score.

3

Choose Your Plan

Flexible terms with monthly payments that fit your budget. 0% interest options available to qualified buyers.

4

Get Installed

We schedule your installation at your convenience. Stay comfortable while you pay over time.

Common Questions

What can I finance?

New HVAC system installations, major component replacements (compressor, heat exchanger), standby generators, and large repair jobs. Any project that qualifies can be financed.

Is it really 0% interest?

Yes — 0% APR financing is available on approved credit through Hearth for qualifying projects. Terms and conditions apply. We'll walk you through exactly what you qualify for before you commit.

Does applying affect my credit score?

The initial application uses a soft credit check that doesn't impact your score. A hard inquiry only occurs if you accept and finalize a financing offer.

How much can I finance?

Loan amounts vary based on credit approval. Most HVAC projects qualify. Call us at 903-332-0989 to discuss your specific situation.

Ready to Get Started?

Call for a free estimate and ask about 0% financing options.

📞 903-332-0989